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YONKERS · THREE MONTHS ENDING AUGUST 2026
Yonkers Market Watch: Compare Demand with Your Home’s Condition
Redfin’s Yonkers housing report covers the three months ending August 2026, retrieved October 6, 2026. Median price rose 12.1% year over year, and median marketing time increased from 31 to 34 days. The sale-to-list ratio was 101.1%; 45.5% of homes sold above asking. Redfin labels the market somewhat competitive, with a score of 68/100 and an average of four offers.
Demand can make a listing worth considering, but it does not price a house needing service-line work, flood repairs or occupancy corrections. Cash buyers for houses in Yonkers should explain the condition and record review behind their offer. Compare the proposed proceeds and schedule with a property-specific listing estimate.
Median days on market is not time through closing. Redfin’s separate pending-time figure is a different measure. Citywide statistics combine home types and do not establish a Park Hill, Cedar Knolls or Nodine Hill sale price.
OUR AS-IS PURCHASE POLICY
Sell It Exactly as It Sits in Yonkers
We buy houses in Yonkers, NY with work still to do. Describe the actual living space, occupants and known problems before spending on sale preparation. Yonkers’ housing-enforcement responsibilities include illegal apartments and lawful occupancy, so an extra unit needs a records discussion alongside its physical condition.
An as-is agreement defines the purchase condition and who handles work. Known disclosures, lawful-use questions and required title items still need attention. Our as-is selling guide explains how to document the agreement.
OLDER HOMES, PRESERVATION AND MULTI-UNIT RECORDS
Selling a House in Yonkers’ Neighborhoods
The city’s 2000 Comprehensive Plan documents suburban single- and two-family expansion beginning in the 1890s, pre-1940 apartment development and postwar single-family growth. Use those eras to organize the records you collect; they are historical context, not a current percentage of homes or a citywide median construction year.
| Neighborhood / District | Housing Profile | Common Challenges We Resolve | Seller Scenario |
|---|---|---|---|
| Park Hill | Historic planned suburban neighborhood with older single- and two-family homes; its development belongs to Yonkers' late-19th/early-20th-century suburban expansion. | For pre-1978 homes, deteriorating older painted surfaces merit lead-hazard screening; this is an age-based risk, not a verified Park Hill defect rate. | an owner wants to transfer an older house as-is rather than undertake rehabilitation before marketing. |
| Cedar Knolls | Historic planned neighborhood of older suburban single- and two-family housing; a locally designated historic district. | Maintaining older windows, exterior finishes and roofs can involve landmark review; a 2026 city agenda documents an asphalt-roof replacement application. No neighborhood-wide failure rate is established. | the owner prefers a buyer prepared to evaluate renovation costs and preservation approvals. |
| Nodine Hill | The city's 2009 plan describes two- and three-family residences, apartment buildings, some mixed-use buildings and single-family homes concentrated east of Walnut Street. | For an older multi-unit property, reconcile the actual unit layout with lawful occupancy and check heat, hot water and housing-code compliance; these are screening priorities, not a current neighborhood prevalence estimate. | a multi-unit owner wants to sell with repairs or occupancy issues for the buyer to evaluate. |
The seller scenarios are examples, and inspection priorities follow documented eras and uses. They do not establish current neighborhood defect rates or measured selling motives. Cedar Knolls’ historic designation and the April 8, 2026 roof application make preservation review a concrete part of renovation planning.
PARCEL EXPOSURE, PAINT HISTORY AND PIPE MATERIAL
Three Property Issues to Review Before Selling in Yonkers
Lower-level flooding: shoreline and stream-corridor exposure
The state-sponsored March 2015 Yonkers NY Rising plan documents Sandy storm-surge flooding Downtown and rainfall flooding along the Saw Mill River, Grassy Sprain Brook, Bronx River and smaller streams. For houses with basements or low first floors in those corridors, surge, river overflow and surface runoff can enter low openings and damage finishes and building services. Exposure depends on parcel and elevation, rather than house age alone.
Water lines, wet finishes, silt and recurring post-storm moisture are practical reasons to investigate; they do not diagnose every property. Gather damage and repair history and check the address in the current FEMA Flood Map Service Center. The 2015 plan is historical evidence, not a current parcel flood-zone determination. A buyer may adjust repair allowances or insurance planning after reviewing the actual exposure.
Pre-1978 paint: dust and chips can complicate renovation
For an older house retaining old painted surfaces, the Yonkers lead-hazard fact sheet explains the concern with deteriorating paint and disturbance. Peeling paint, damaged window-sill finishes and paint debris warrant assessment: appearance cannot establish lead content. Renovation can create contaminated dust or chips where lead is present. This is an era-based concern, not a finding that every prewar Yonkers home has a confirmed hazard.
EPA’s covered-sale disclosure rules generally require known lead information, available reports, the pamphlet and a ten-day buyer inspection opportunity unless changed in writing or waived. The disclosure rule itself does not require a seller to test or remove lead. A cash purchase does not create an exemption. Clear records help a buyer assess the scope and cost of any work.
Water-service pipes: investigate the entire line
The city’s 2022 water report associates older lead and galvanized service piping principally with homes built before the mid-1940s. Corrosion of lead-bearing piping can release lead into drinking water, although an identified lead line does not establish the concentration at a tap. Water appearance is not a reliable lead test.
City identification guidance describes scraped lead as shiny silver without magnetic attraction, and galvanized steel as dull gray with magnetic attraction. Confirm material with the Water Bureau and address-specific service-line inventory. The 2025 Water Quality Report states homeowners own the entire service-line length; that can change the replacement scope a buyer budgets.
The state’s published Yonkers inventory summary lists 65 lead lines, six galvanized lines requiring replacement and 27,226 unknown lines. Its reporting vintage is not clearly stated; these are not labeled current 2026 counts, and unknown does not mean lead. The cited records establish neither an automatic insurance denial nor a mandatory point-of-sale replacement.
These findings can lead a conventional buyer to request more information, repairs or credits, and sometimes to withdraw or encounter financing concerns. The result depends on the inspection, contract, lender and insurer. Describe the condition when you request to sell your Yonkers house as-is; no single defect automatically determines the outcome.
FLOOD COVERAGE AND PROPERTY-SPECIFIC UNDERWRITING
Insurance Questions for a Yonkers Home Needing Work
For a house near the Hudson or a documented stream corridor, the New York DFS flood-insurance guidance makes a practical distinction: standard homeowners coverage generally excludes flood losses, separate coverage is needed, and basement coverage can be limited. A past flood repair does not by itself establish what a new policy will cover.
DFS describes NYPIUA Basic/Broad Form fallback coverage and C-MAP assistance for qualifying coastal Westchester properties. NYPIUA’s basic offering does not provide liability, flood or theft coverage. Eligibility and coverage need review for the actual address.
Building age, type, location and use can affect insurance cost and underwriting; prior water losses can also matter. Physical deterioration can support cancellation under applicable objective standards. The state’s guidance on unoccupied residences explains that vacancy alone is not necessarily the required physical change. Ask the carrier about the property’s condition and intended use rather than assume one roof-age cutoff or inspection rule applies throughout Yonkers.
OCCUPANCY, PERMITS AND HISTORIC APPROVALS
Unpermitted Space and Exterior Work: Bring the Yonkers Records
Actual units and essential services
Yonkers Housing Code Enforcement addresses illegal apartments, lawful occupancy, heat and hot water, housing maintenance and gas or electricity shutoff conditions. For a subdivided house or Nodine Hill multi-unit property, compare the layout and use with municipal records. These are documented screening categories, not a ranked list of private inspection failures.
Building and landmark review
The Department of Housing & Buildings and city permit forms are the starting points for building-work questions. For designated properties, March 2026 Landmarks Preservation Board minutes document Certificate of Appropriateness applications involving windows, doors, stairs and porches.
Roof material can change the scope: the April 2026 agenda documents an asphalt-roof application at 164 Pondfield Road West, while the February 2024 agenda documents slate at 101 Warwick Road. The one- and two-family reroofing form covers several materials. These examples do not establish the dominant citywide roof type or condition.
A direct purchase transfers the house under agreed terms; it does not legalize a converted apartment or close a violation. Ask cash home buyers in Yonkers to explain evaluation conditions and unresolved records in writing. See how cash buyers calculate offers.
EXPLORE THE BUDGET BEFORE CHOOSING A SALE ROUTE
As-Is Repair Cost Estimator
This calculator gives a broad planning range, not a Yonkers contractor quote, inspection, appraisal, cash offer, or guarantee. Actual costs vary with scope, materials, labor, permits, access, and concealed damage. Interior finishes and selected system allowances are separate to help avoid counting the same work twice.
Illustrative planning assumptions, not measured local prices. Interior rates cover finishes such as paint, flooring, and surfaces; the system add-ons below are outside that scope. Count a selected system only once.
Estimated planning range
$31,050–$51,750Interior: $27,000–$45,000; additional work: $0–$0; 15% contingency: $4,050–$6,750.
Yonkers items requiring a separate scope: The homeowner’s entire water-service line, lead assessment and compliant work, lower-level flood damage, slate restoration and historic approvals are outside these allowances. Access, materials, permits, concealed damage and professional bids can change costs substantially. None of the inputs is a verified Yonkers contractor rate.
SIGNING AUTHORITY AND THE ACTUAL SALE DEADLINE
Probate, Foreclosure Deadlines, and Complicated Title Situations in Yonkers
A mortgage foreclosure has court deadlines and a sale cutoff
Ordinary residential mortgage foreclosure follows New York’s judicial process. A summons and complaint starts the action in Supreme Court, with a notice of pendency filed against the Westchester property. The court’s general guidance describes roughly one year from commencement to sale; that is neither a measured Yonkers median nor a guaranteed period from the first default letter.
- RPAPL § 1304: for qualifying home loans, generally at least 90 days’ pre-action notice by registered or certified mail and first-class mail, in a separate envelope, with required counseling information. Exceptions can change the waiting period.
- RPAPL § 1303: the separate warning for covered owner-occupied one- to four-family homes accompanies the summons and complaint on contrasting colored paper with statutory type sizes; applicable tenant notices are also required.
- CPLR § 320: ordinarily 20 days to appear after personal service, or 30 days after completion of specified alternative service. The service method and eligibility for additional conference-related answer opportunities matter.
- CPLR § 3408: in eligible residential cases, proof of service is filed within 20 days, and the conference is held within 60 days after proof is filed, subject to exceptions or an agreed adjournment.
- RPAPL § 1331: the notice of pendency must precede the final sale judgment by at least 20 days.
- RPAPL § 231: publication may be once weekly for four successive weeks, with sale 28–35 days after first publication, or at least twice weekly for three successive weeks, with sale 21–28 days after first publication. Check the judgment and applicable local rules.
The periods have different triggers and can overlap; do not add them into one reliable notice-to-sale deadline. Under RPAPL § 1341, an installment mortgage with part due and part not yet due may qualify for payment-into-court relief: the required arrears, costs and sale expenses can support dismissal before judgment or a stay after judgment before sale. It is not an unconditional arrears-only reinstatement right for every accelerated loan.
The Ninth Judicial District’s July 2024 auction rules identify the first-floor lobby of the Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Boulevard, White Plains, NY 10601; a courtroom may be used for additional space. Use the case-specific notice and current court instructions.
The Second Department’s Gezlev decision confirms that ordinary mortgage redemption ends at the completed foreclosure auction, even before the referee’s deed is delivered. A motion to set aside a defective sale is a separate remedy. There is no ordinary post-sale redemption window to rely on.
An off-market cash sale can be one option only with lawful authority, enough time and a workable resolution of required claims. An offer or signed purchase contract does not postpone the auction. Contact the servicer and a New York foreclosure attorney about the actual case. Our foreclosure options guide offers a starting checklist.
Inherited property: the small-estate limit excludes the house
New York’s Voluntary Administration under SCPA Article 13 covers gross personal property of $50,000 or less, excluding the statutory EPTL § 5-3.1(a) set-aside property. Debts are not deducted to qualify. Under SCPA § 1302, it cannot administer or convey a house, land or condominium. An estate can use it for qualifying personal property while addressing real-estate succession separately.
SCPA § 1304 requires the prescribed affidavit and certified death certificate to be filed with the court clerk, who issues authority certificates; no court order or other proceeding is required by that section. This simplified court filing is not an affidavit that transfers an inherited house.
There is no mandatory post-death waiting period under § 1304. The separate § 1303 executor-priority rule gives a named executor or alternate 30 days after the will is filed to qualify before another eligible person may act. With no will, the competent adult surviving spouse has first priority, followed by statutory eligible relatives and designated fiduciary or public-official fallbacks. It is not a general thirty-day wait after death.
File in the decedent’s domicile county, or for a nondomiciliary in a county where qualifying personal property is located. Yonkers domicile routes to Westchester County Surrogate’s Court at 111 Dr. Martin Luther King Jr. Boulevard, 19th Floor, White Plains, NY 10601. The court’s small-estate checklist also excludes personal-injury and wrongful-death suits under the small-estate certificates. Personal property above the gross limit falls outside the procedure; the cited rules do not impose a general debt-free requirement.
Have estate counsel and the title reviewer establish the lawful real-estate transfer route and who can sign before accepting an inherited-house offer. A dollar threshold alone never supplies that authority. See our inherited-house guide.
Heirship, recorded claims and municipal records
Title professionals examine deeds and related filings in Westchester Records Online, then determine the required supplemental searches and resolutions. Heirship disputes, back property taxes and identified municipal liens or code-enforcement claims need property-specific review. A violation should not automatically be described as a lien without checking the actual records. The Westchester County Clerk records land documents; PREP prepares recording submissions.
MHIC provides direct purchasing solutions, not legal, tax, probate, foreclosure-defense or financial advice. Consult the court clerk, Yonkers Tax Office, real estate or estate attorney, tax professional and other qualified professionals about your circumstances. Foreclosure prevention, probate approval, title clearance, lien removal and tax forgiveness are never guaranteed.
DATED TAX SCHEDULE · CHECK YOUR ACTUAL ACCOUNT
Yonkers Property Taxes and the Separate Transfer Tax
The Yonkers Tax Office at City Hall, 40 South Broadway, Room 108, Yonkers, NY 10701 administers both county and city/school bills for Yonkers parcels.
| Published bill / installment | Due date | Late beginning |
|---|---|---|
| 2026 county tax · one installment | April 14, 2026 | April 15, 2026 |
| 2026/2027 city/school · installment 1 | July 24, 2026 | July 25, 2026 |
| 2026/2027 city/school · installment 2 | October 6, 2026 | October 7, 2026 |
| 2026/2027 city/school · installment 3 | January 6, 2027 | January 7, 2027 |
No grace period: a late installment carries 15% annual interest, calculated daily from the tax confirmation date through payment—not simply from the missed installment’s date. The city uses the envelope postmark to determine timeliness. Confirm your bill and obtain the balance through settlement.
A city transfer return is needed before deed recording
Yonkers’ transfer-tax information sheet describes a separate seller-paid tax of 1.5% of the selling price. Sales of $25,000 or less are exempt, but both grantor and grantee still file the return. Filing and payment are due within seven days after deed delivery and before recording. The stated late charge is 8% of tax due for the first month, plus 1% for each additional month.
The annual property-tax interest and transfer-tax late charge apply to different obligations. Have counsel confirm the city transfer tax’s allocation in the MHIC contract. A closing-cost agreement can allocate payment between the parties without erasing statutory filing duties or seller obligations.
WESTCHESTER RECORDS · YONKERS TAX CLEARANCE · REVIEWED FUNDING
What Happens Between Accepting Your Cash Offer and Getting Paid in Yonkers?
The New York State Bar’s real-estate guidance describes attorney-involved downstate practice: the seller’s attorney commonly prepares the contract, each side reviews the documents and title professionals search records. Buyer and lender title policies are commonly buyer costs under local custom; the actual agreement controls. Arrange attendance or authorized signing with counsel.
This day-by-day sequence is illustrative, not a five-day closing guarantee. Estate authority, municipal records, title objections and payoffs can take longer. Yonkers’ transfer-tax return must also be addressed before the Westchester deed is recorded.
Day 0: Finalize the mutual agreement and purchase contract
Review price, access, occupants, possession, belongings, evaluation rights and the available closing date. MHIC charges no purchase fee or agent commission and pays normal closing costs under the written agreement. Specify the Yonkers transfer-tax allocation and deposit arrangements, then have your attorney review the final terms.
Days 1–2: Order the title and municipal review
Identify the property through Yonkers’ parcel-information portal. Search Westchester County Clerk land and legal records for ownership, mortgages and related filings. The Tax Office directs title professionals to parcel and outstanding-tax portals for property-specific balances.
Statewide Abstract Corp. is a White Plains-based title agency founded in 1979 and a local provider candidate, not a verified MHIC partner. Its published supplemental services include last-owner, judgment/lien, certificate-of-occupancy, street-report, tax, housing/building-violation and foreclosure searches. The selected title professional determines the scope needed for your transaction.
Days 2–4: Obtain payoffs and resolve required title items
The closing team obtains mortgage payoffs and the Yonkers tax balance with the applicable confirmation-date interest. Estate authority, recorded claims and identified municipal issues receive their own review. Required releases or approved arrangements must satisfy the contract and title requirements; a cash offer alone clears none of them. Prepare the city transfer return and payment as applicable before recording.
Illustrative Day 5: Sign, submit the deed and disburse proceeds
New York RPL § 258 offers an individual Bargain and Sale Deed with Covenant against Grantor, Statutory Form C, among other lawful forms. Its covenant addresses the grantor’s acts; counsel selects the deed for the contract and seller’s capacity. This is not a claim that every Yonkers closing uses that form.
Under RPL § 243, the owner whose interest passes or an agent authorized in writing signs. A duly acknowledged deed does not need a separate subscribing witness under that section. Without due acknowledgment before delivery, its one-witness rule and statutory protections need counsel’s attention. The § 309-a acknowledgment form requires personal appearance and identity established by knowledge or satisfactory evidence, and the certificate is attached or endorsed under § 306.
New York notaries keep act records for at least ten years, including identification details. The cited statewide recordkeeping requirements do not mandate a thumbprint; confirm transaction-specific requirements with counsel. The Westchester County Clerk records the deed; PREP prepares cover pages and required tax forms, while Westchester Records Online is for searching records.
The New York Bar’s 2014 closing materials document bank/certified checks and wire transfers as funding options. Confirm the form, conditions and disbursement timing with the settlement attorney. Proceeds reflect payoffs and adjustments; document signing alone does not guarantee immediately available funds.
COMPARE THE WRITTEN TERMS AND ESTIMATED PROCEEDS
Cash Sale vs. Traditional Listing in Yonkers
A traditional sale may produce a higher gross price, but commissions, seller closing costs, repairs, concessions and ongoing holding expenses reduce the amount you ultimately keep. A direct cash sale generally prioritizes speed, certainty and convenience rather than the highest possible gross price.
In Yonkers, include the separate city transfer tax when you compare cost allocations, and consider the homeowner’s entire service-line responsibility if replacement is part of a buyer’s repair scope. The 34-day median marketing period is not a promised closing schedule for either route.
| Selling consideration | Traditional listing | Direct cash sale with MHIC |
|---|---|---|
| Gross price | Potentially higher gross price | Usually lower than full retail value |
| Commissions | Agent commission may apply | No agent commission |
| Closing costs | Seller closing costs may apply | MHIC pays normal closing costs |
| Property condition | Repairs or buyer credits may be requested | Property sold as-is |
| Contingencies | Financing and appraisal contingencies | No buyer-financing contingency |
| Timeline | Longer and less predictable timeline | Seller selects an available closing date |
Compare Your Estimated Selling Options
Use our adjustable calculator to compare a traditional listing with a direct cash sale using your property’s estimated value and expenses.
Use the Net-Proceeds Calculator →MHIC’s purchase terms belong in the written agreement. Confirm which normal closing costs are included and how existing mortgages, taxes, claims and other obligations affect your proceeds.
TERMS IN THE TAX, ESTATE AND RECORDING DOCUMENTS
Yonkers Real Estate & Legal Terms Homeowners Should Know
- Yonkers Real Property Transfer Tax
- A separate city seller-paid tax of 1.5% of selling price, with a $25,000-or-less sale exemption. Its return/payment must be addressed before deed recording; it is distinct from annual property taxes. Source ↗
- Voluntary Administration
- New York's court-filed small-estate procedure for qualifying personal property up to $50,000 gross, with statutory exclusions. It cannot itself transfer an inherited Yonkers house. Source ↗
- Notice of Pendency / Lis Pendens
- A filing that alerts purchasers and lenders that a lawsuit affects the property. In mortgage foreclosure, it must be filed at least 20 days before the final sale judgment, making it a key title-search finding. Source ↗
- Certificate of Occupancy (CO)
- A municipal occupancy document examined through Yonkers occupancy inspections and title searches. For a converted apartment or changed use, reconciling the actual use with lawful occupancy can affect title clearance and sale readiness. Source ↗
- Certificate of Appropriateness
- Yonkers Landmarks Preservation Board review/approval for relevant work on designated historic properties; current Cedar Knolls records show applications for windows, doors, stairs and porch work. A renovation buyer should assess this process before planning exterior changes. Source ↗
- PREP — Property Records Electronic Portal
- The Westchester County Clerk's portal for preparing land-recording cover pages and tax forms. Preparation in PREP is part of submitting a deed for recording, rather than a substitute for a title search. Source ↗
SEARCHABLE REGIONAL MAP · PHYSICAL ADDRESS REVIEW
Yonkers and Nearby Communities Within 75 Miles
Send the physical address first. Yonkers parcels use the city tax account and Westchester recording process described above. The Westchester Planning community records identify nearby municipalities including Bronxville, Tuckahoe, Eastchester, Mount Vernon, Hastings-on-Hudson, Dobbs Ferry, Ardsley, Irvington, Scarsdale, New Rochelle, Pelham, Pelham Manor, Larchmont, Mamaroneck, White Plains, Tarrytown, Sleepy Hollow and Rye.
231 communities available.
Regional overview centered on the supplied Yonkers downtown reference point. Select a community for its Google map and approximate straight-line distance.
The supplied Apple Maps Yonkers point is 40.93184, −73.89902, a representative downtown point rather than a surveyed boundary centroid. The 231 mapped communities have Census reference centers within 75 straight-line miles of that point. A house’s location and driving distance can differ. These are geographic candidates for purchasing review, not a promise to buy every address.
Browse the nearby community list
New York
New Jersey
Connecticut
Pennsylvania
Community coordinates use Census incorporated-place, designated-place and county-subdivision records. The map is an expanded selection of communities; the residential ZIP review below also covers areas beyond this named list.
Yonkers legal and municipal rules apply to Yonkers properties. Nearby municipalities and states have their own tax, permit and recording requirements. See our New York, New York City, New Jersey, Connecticut and Pennsylvania home-buying pages.
YONKERS HOMEOWNER QUESTIONS
Frequently Asked Questions
Which residential ZIP codes do you cover in Yonkers and the surrounding 75-mile area?
Yonkers’ primary residential delivery ZIPs are 10701, 10703, 10704, 10705 and 10710. Postal areas 10583, 10707 and 10708 also overlap the city, with Scarsdale, Tuckahoe and Bronxville mailing names. The complete review list below contains 1170 distinct Standard residential ZIPs across the Yonkers-centered region, beyond the named communities in the map.
All residential ZIP groups are shown.
| Postal grouping | Residential delivery ZIP codes |
|---|---|
| Yonkers postal city — primary residential ZIPs | 10701, 10703, 10704, 10705, 10710 |
| Shared Yonkers postal areas — Scarsdale, Tuckahoe and Bronxville mailing names | 10583, 10707, 10708 |
| Connecticut, CT — other surrounding residential postal areas | 06010, 06013, 06031, 06032, 06037, 06039, 06052, 06057, 06058, 06062, 06069, 06401, 06403, 06405, 06410, 06413, 06418, 06419, 06422, 06437, 06443, 06450, 06451, 06455, 06457, 06460, 06461, 06468, 06470, 06471, 06472, 06473, 06477, 06478, 06479, 06481, 06482, 06483, 06484, 06488, 06489, 06492, 06510, 06511, 06512, 06513, 06514, 06515, 06516, 06517, 06518, 06519, 06524, 06525, 06604, 06605, 06606, 06607, 06608, 06610, 06611, 06612, 06614, 06615, 06702, 06704, 06705, 06706, 06708, 06710, 06712, 06716, 06750, 06751, 06752, 06754, 06755, 06756, 06757, 06758, 06759, 06762, 06763, 06770, 06776, 06777, 06778, 06779, 06782, 06783, 06784, 06785, 06786, 06787, 06790, 06791, 06793, 06794, 06795, 06796, 06798, 06801, 06804, 06807, 06810, 06811, 06812, 06820, 06824, 06825, 06830, 06831, 06840, 06850, 06851, 06853, 06854, 06855, 06870, 06877, 06878, 06880, 06883, 06890, 06896, 06897, 06901, 06902, 06903, 06905, 06906, 06907 |
| New Jersey, NJ — other surrounding residential postal areas | 07001, 07002, 07003, 07004, 07005, 07006, 07008, 07009, 07010, 07011, 07012, 07013, 07014, 07016, 07017, 07018, 07020, 07021, 07022, 07023, 07024, 07026, 07027, 07028, 07029, 07030, 07031, 07032, 07033, 07034, 07035, 07036, 07039, 07040, 07041, 07042, 07043, 07044, 07045, 07046, 07047, 07050, 07052, 07054, 07055, 07057, 07058, 07059, 07060, 07062, 07063, 07064, 07065, 07066, 07067, 07068, 07069, 07070, 07071, 07072, 07073, 07074, 07075, 07076, 07077, 07078, 07079, 07080, 07081, 07082, 07083, 07086, 07087, 07088, 07090, 07092, 07093, 07094, 07095, 07102, 07103, 07104, 07105, 07106, 07107, 07108, 07109, 07110, 07111, 07112, 07114, 07201, 07202, 07203, 07204, 07205, 07206, 07208, 07302, 07304, 07305, 07306, 07307, 07310, 07311, 07401, 07403, 07405, 07407, 07410, 07416, 07417, 07418, 07419, 07420, 07421, 07422, 07423, 07424, 07430, 07432, 07435, 07436, 07438, 07439, 07440, 07442, 07444, 07446, 07450, 07452, 07456, 07457, 07458, 07460, 07461, 07462, 07463, 07465, 07470, 07480, 07481, 07501, 07502, 07503, 07504, 07505, 07506, 07508, 07512, 07513, 07514, 07522, 07524, 07601, 07603, 07604, 07605, 07606, 07607, 07608, 07621, 07624, 07626, 07627, 07628, 07630, 07631, 07632, 07640, 07641, 07642, 07643, 07644, 07645, 07646, 07647, 07648, 07649, 07650, 07652, 07656, 07657, 07660, 07661, 07662, 07663, 07666, 07670, 07675, 07676, 07677, 07701, 07702, 07704, 07711, 07712, 07716, 07717, 07718, 07719, 07720, 07721, 07722, 07723, 07724, 07726, 07727, 07728, 07730, 07731, 07732, 07733, 07734, 07735, 07737, 07738, 07739, 07740, 07746, 07747, 07748, 07750, 07751, 07753, 07755, 07756, 07757, 07758, 07760, 07762, 07764, 07801, 07803, 07821, 07822, 07823, 07825, 07826, 07827, 07828, 07830, 07831, 07832, 07834, 07836, 07838, 07840, 07843, 07847, 07848, 07849, 07850, 07851, 07852, 07853, 07856, 07857, 07860, 07863, 07865, 07866, 07869, 07871, 07874, 07876, 07882, 07885, 07901, 07920, 07921, 07922, 07924, 07927, 07928, 07930, 07931, 07932, 07933, 07934, 07935, 07936, 07940, 07945, 07946, 07950, 07960, 07974, 07976, 07980, 07981, 08015, 08016, 08022, 08041, 08501, 08502, 08505, 08510, 08511, 08512, 08514, 08515, 08518, 08520, 08525, 08527, 08528, 08530, 08533, 08534, 08535, 08536, 08540, 08542, 08550, 08551, 08553, 08554, 08558, 08559, 08560, 08562, 08608, 08609, 08610, 08611, 08618, 08619, 08620, 08628, 08629, 08638, 08640, 08641, 08648, 08690, 08691, 08701, 08721, 08722, 08723, 08724, 08730, 08731, 08733, 08734, 08735, 08736, 08738, 08741, 08742, 08750, 08751, 08752, 08753, 08755, 08757, 08759, 08801, 08802, 08804, 08805, 08807, 08809, 08810, 08812, 08816, 08817, 08820, 08822, 08823, 08824, 08825, 08826, 08827, 08828, 08829, 08830, 08831, 08832, 08833, 08835, 08836, 08837, 08840, 08844, 08846, 08848, 08850, 08852, 08853, 08854, 08857, 08859, 08861, 08863, 08865, 08867, 08869, 08872, 08873, 08876, 08879, 08880, 08882, 08884, 08886, 08887, 08889, 08901, 08902, 08904 |
| New York, NY — other surrounding residential postal areas | 10001, 10002, 10003, 10004, 10005, 10006, 10007, 10009, 10010, 10011, 10012, 10013, 10014, 10016, 10017, 10018, 10019, 10021, 10022, 10023, 10024, 10025, 10026, 10027, 10028, 10029, 10030, 10031, 10032, 10033, 10034, 10035, 10036, 10037, 10038, 10039, 10040, 10044, 10065, 10069, 10075, 10128, 10162, 10280, 10282, 10301, 10302, 10303, 10304, 10305, 10306, 10307, 10308, 10309, 10310, 10312, 10314, 10451, 10452, 10453, 10454, 10455, 10456, 10457, 10458, 10459, 10460, 10461, 10462, 10463, 10464, 10465, 10466, 10467, 10468, 10469, 10470, 10471, 10472, 10473, 10474, 10475, 10501, 10502, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10518, 10520, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10541, 10543, 10546, 10547, 10548, 10549, 10550, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10588, 10589, 10590, 10591, 10594, 10595, 10597, 10598, 10601, 10603, 10604, 10605, 10606, 10607, 10706, 10709, 10801, 10803, 10804, 10805, 10901, 10913, 10916, 10917, 10918, 10919, 10920, 10921, 10923, 10924, 10925, 10926, 10927, 10928, 10930, 10940, 10941, 10950, 10952, 10954, 10956, 10958, 10960, 10962, 10963, 10964, 10965, 10968, 10969, 10970, 10973, 10974, 10975, 10976, 10977, 10980, 10983, 10984, 10985, 10986, 10987, 10989, 10990, 10992, 10993, 10994, 10996, 10998, 11001, 11003, 11004, 11005, 11010, 11020, 11021, 11023, 11024, 11030, 11040, 11050, 11096, 11101, 11102, 11103, 11104, 11105, 11106, 11109, 11201, 11203, 11204, 11205, 11206, 11207, 11208, 11209, 11210, 11211, 11212, 11213, 11214, 11215, 11216, 11217, 11218, 11219, 11220, 11221, 11222, 11223, 11224, 11225, 11226, 11228, 11229, 11230, 11231, 11232, 11233, 11234, 11235, 11236, 11237, 11238, 11239, 11249, 11354, 11355, 11356, 11357, 11358, 11360, 11361, 11362, 11363, 11364, 11365, 11366, 11367, 11368, 11369, 11370, 11372, 11373, 11374, 11375, 11377, 11378, 11379, 11385, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11420, 11421, 11422, 11423, 11426, 11427, 11428, 11429, 11432, 11433, 11434, 11435, 11436, 11501, 11507, 11509, 11510, 11514, 11516, 11518, 11520, 11530, 11542, 11545, 11548, 11550, 11552, 11553, 11554, 11557, 11558, 11559, 11560, 11561, 11563, 11565, 11566, 11568, 11570, 11572, 11575, 11576, 11577, 11579, 11580, 11581, 11590, 11596, 11598, 11691, 11692, 11693, 11694, 11697, 11701, 11702, 11703, 11704, 11705, 11706, 11709, 11710, 11713, 11714, 11715, 11716, 11717, 11718, 11719, 11720, 11721, 11722, 11724, 11725, 11726, 11727, 11729, 11730, 11731, 11732, 11733, 11735, 11738, 11740, 11741, 11742, 11743, 11746, 11747, 11749, 11751, 11752, 11753, 11754, 11755, 11756, 11757, 11758, 11762, 11763, 11764, 11765, 11766, 11767, 11768, 11769, 11771, 11772, 11776, 11777, 11778, 11779, 11780, 11782, 11783, 11784, 11786, 11787, 11788, 11789, 11790, 11791, 11792, 11793, 11795, 11796, 11797, 11798, 11801, 11803, 11804, 11901, 11933, 11934, 11935, 11940, 11941, 11942, 11946, 11948, 11949, 11950, 11951, 11952, 11953, 11955, 11958, 11961, 11967, 11968, 11971, 11977, 11978, 11980, 12401, 12404, 12411, 12412, 12419, 12428, 12433, 12435, 12440, 12443, 12446, 12449, 12458, 12461, 12464, 12466, 12472, 12477, 12481, 12484, 12486, 12487, 12491, 12494, 12498, 12501, 12503, 12507, 12508, 12514, 12515, 12518, 12520, 12522, 12524, 12525, 12528, 12531, 12533, 12538, 12540, 12542, 12543, 12545, 12546, 12547, 12548, 12549, 12550, 12553, 12561, 12563, 12564, 12566, 12567, 12569, 12570, 12571, 12572, 12575, 12577, 12578, 12580, 12581, 12582, 12583, 12585, 12586, 12589, 12590, 12592, 12594, 12601, 12603, 12701, 12719, 12720, 12721, 12725, 12726, 12729, 12732, 12733, 12734, 12737, 12738, 12740, 12742, 12743, 12746, 12747, 12751, 12754, 12759, 12762, 12763, 12764, 12765, 12768, 12770, 12771, 12775, 12777, 12779, 12780, 12783, 12786, 12788, 12789, 12790, 12792 |
| Pennsylvania, PA — other surrounding residential postal areas | 18013, 18020, 18040, 18042, 18045, 18055, 18064, 18072, 18077, 18091, 18301, 18302, 18321, 18324, 18325, 18326, 18328, 18332, 18336, 18337, 18343, 18344, 18353, 18354, 18355, 18360, 18370, 18371, 18372, 18405, 18425, 18426, 18428, 18435, 18445, 18451, 18458, 18464, 18902, 18913, 18920, 18925, 18930, 18933, 18938, 18940, 18942, 18944, 18947, 18951, 18954, 18966, 18972, 18974, 18977, 19007, 19030, 19047, 19053, 19054, 19055, 19056, 19057, 19067 |
The geographic selection includes all 2020 Census ZCTA polygons intersecting a 75-mile straight-line circle around the supplied Yonkers point, supplemented by Yonkers municipal postal overlaps and NYC Standard postal areas inside the radius that may lack a separate ZCTA. Each candidate was checked against published USPS-derived delivery profiles; only Standard codes with residential mailboxes or single-/multifamily delivery units appear.
PO-box-only, unique institutional and zero-residential-delivery codes are excluded, including Yonkers PO box 10702. A house using a PO box for mail can still be submitted by street address. ZCTAs approximate postal geography, not exact current USPS routes; border ZIPs can extend beyond the circle. A mailing name does not establish the tax or permit jurisdiction. Confirm the physical address and purchase eligibility rather than rely on the ZIP alone.
How can I sell my house for cash in Yonkers?
Call (866) 651-6617 or send the street address, condition, occupancy and preferred timing. Request a written offer and review the agreement with your own attorney. Yonkers municipal records, ownership authority, Westchester title review, payoffs and the city transfer return determine the work needed before closing.
Can I sell my Yonkers house as-is without fixing the roof or cleaning it out?
Yes. Request an as-is offer before painting, replacing floors, repairing the roof or staging. Agree in writing on possession and anything you plan to leave. Known reports and required disclosures still matter, including covered pre-1978 lead disclosures. An as-is purchase does not approve an extra apartment or resolve a violation.
Are home prices falling in Yonkers?
Redfin’s all-home-type report for the three months ending August 2026 shows a $644,573 median sale price, up 12.1% year over year. Separately, 22.7% of homes had asking-price drops. A reduction in an individual asking price is different from a decline in the citywide median. Your property’s condition, records and comparable sales determine its evaluation.
How quickly can a cash buyer close in Yonkers?
The buyer’s cash removes reliance on buyer mortgage approval, but attorney review, lawful signing authority, title, municipal records and payoffs still determine the schedule. The day-zero through day-five sequence is illustrative. Yonkers transfer-tax filing and payment must be addressed before recording. Choose an available date after the required work is identified.
Can the $50,000 New York small-estate procedure transfer an inherited Yonkers house?
No. SCPA Article 13 covers qualifying gross personal property up to $50,000 with statutory exclusions, and requires a court filing and clerk-issued certificates. It cannot transfer a house, land or condominium. An inherited house needs a separate valid succession and title-transfer route. Yonkers domicile generally routes the estate filing to Westchester County Surrogate’s Court.
Does signing a cash-sale contract stop a Yonkers foreclosure auction?
No. An offer or contract does not postpone the sale. A completed purchase before auction can be an option only with lawful authority, enough time and a workable resolution of required claims. Ordinary mortgage redemption ends at the completed auction, even before the referee’s deed. Contact the servicer and a New York foreclosure attorney about the actual case and deadline.
What happens to back property taxes when I sell?
The closing team obtains the Yonkers Tax Office balance through the anticipated settlement date and determines the required payment and adjustments. There is no grace period: late installments carry 15% annual interest calculated daily from tax confirmation through payment. A direct purchase does not forgive taxes or guarantee that a delinquency issue can be resolved.
Is Yonkers’ transfer tax the same as annual property tax?
No. Yonkers imposes a separate seller-paid transfer tax of 1.5% of selling price, with an exemption for sales of $25,000 or less. The return is still required. Filing and payment are due within seven days after deed delivery and before recording. Confirm the payment allocation and statutory duties with your attorney; annual property-tax interest is a different charge.
Who pays closing costs when MHIC buys my house?
MHIC pays normal closing costs and charges no purchase fee or agent commission under the written agreement. Ask counsel to confirm what the allocation includes, especially the separate Yonkers transfer tax and professional charges. Mortgage payoffs, back taxes and other seller obligations can still reduce proceeds. Compare each buyer’s written terms.
Why does water-service-line ownership matter to an as-is offer?
The city’s 2025 Water Quality Report says Yonkers homeowners own the entire service-line length. Material and replacement scope can therefore affect a buyer’s repair budget. Confirm the connection with the Water Bureau and inventory; unknown material does not mean lead, and a lead pipe alone does not establish elevated tap levels or an automatic insurance denial.
Can I sell a Cedar Knolls house with exterior work still to do?
You can request an as-is offer, and the buyer can evaluate the documented work. Cedar Knolls is a designated historic district; city board records document review of roof and other exterior applications. Have the relevant permits, designation and Certificate of Appropriateness records examined before assuming a planned renovation is approved. A purchase does not remove preservation requirements.
Do Yonkers deeds use NYC’s ACRIS system?
Yonkers land records are handled by the Westchester County Clerk. Westchester Records Online is the search portal, and PREP prepares recording cover pages and required tax forms. Preparing a submission is not the same as a completed title search or accepted deed recording. The Yonkers transfer return and payment are addressed before recording.
How should I compare cash home buyers in Yonkers?
Check the buyer’s legal identity, proof of funds and customer reviews. Compare written price, evaluation rights, cancellation terms, assignment provisions, cost allocation and the proposed schedule. Ask who handles attorney, title and funding coordination, and how the separate Yonkers transfer tax is allocated. A citywide median price alone does not establish the value of your house.
SELL MY HOUSE FAST YONKERS NY · START WITH THE ADDRESS
Request a Cash Offer for Your Yonkers Property
To sell house fast in Yonkers, NY, start with the address, actual use, occupancy and known work. Include available permits, historic approvals or service-line information. For inherited property, bring the authority documents you have; for a foreclosure, share the actual sale notice with your attorney. We can review an as-is purchase without asking you to prepare a public listing first.
Request Your No-Obligation Cash Offer →
Prefer to talk? Call (866) 651-6617, our national toll-free number. Learn about our direct purchasing process.
See our New York home-buying page and nearby New York City page. Other states have separate rules: New Jersey, Connecticut and Pennsylvania.
OFFICIAL RECORDS, CITY SERVICES AND COURT GUIDANCE
Official Yonkers Homeowner Resources
Con Edison provides electric delivery service in New York City and Westchester. Confirm the actual account and any selected retail supplier for your address, and coordinate service changes with the provider. Ordinary electric bills are not treated here as recorded title liens.