Red-brick house with a white front porch and mature trees on a residential street in Longmont, Colorado

Get a cash offer in 5 - 10 minutes • Boulder County, CO

Sell My House Fast in Longmont, CO — We Buy Houses for Cash

To sell your house fast in Longmont, call today or send your address, known condition and preferred closing date. We buy houses in Longmont as-is for cash. Review a written offer, compare your net proceeds and choose an available closing date once ownership, title and payoffs are ready.

A direct sale that starts with the house you have today.

Looking up “sell my house fast Longmont CO”? Start with the address and your timing. There is no obligation to accept an offer.

Sell As-Is No Agent Commission Normal Closing Costs Paid Available Dates That Fit

Longmont also extends into Weld County. Share the full property address so the correct county records and closing requirements can be checked.

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Cash Offers: Close in as little as 7 days, no repairs required.
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Terms Options: Get full asking price or relieve monthly mortgage stress.
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Zero Hassle: No realtor fees, no agent commissions, no closing surprises.

🔒 We respect your privacy. Your information is never sold or shared, and there is zero obligation to accept any offer.

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🔒 Join 12,000+ homeowners who have trusted us since 2008 to receive a fair offer with no fees, no commissions, and no obligation.

✔
Cash Offers: Close in as little as 7 days, no repairs required.
✔
Terms Options: Get full asking price or relieve monthly mortgage stress.
✔
Zero Hassle: No realtor fees, no agent commissions, no closing surprises.

🔒 We respect your privacy. Your information is never sold or shared, and there is zero obligation to accept any offer.

The number above is our published toll-free contact. Offer timing depends on contact and property review; a closing date depends on the signed terms and title readiness.

Longmont market watch • October 23, 2026 snapshot

Compare the Local Market With Your Own Selling Timeline

$550,988Median sale price • all home types
51 daysMedian days on market
+1.9%Year-over-year median sale-price change

Redfin’s Longmont city report describes a somewhat competitive market for all home types over the three months ending September 2026. Its September demand panel shows 37.2% of listings with price drops and a 98.5% sale-to-list ratio.

A listing may be worthwhile if the home is ready and your schedule allows marketing time. If repairs or an approaching deadline make that harder, compare a written as-is offer with a realistic listing plan. The 51-day figure measures market time, not the additional time needed to close, and the city median is not a valuation of your house.

Your current-condition option

Sell It Exactly as It Sits in Longmont

We buy houses in Longmont without making renovation a condition of requesting an offer. That matters when a seemingly small project has a larger scope: Longmont’s residential roofing guidance says repair or replacement exceeding 100 square feet requires replacing the whole roof, rather than one affected plane. Compare that actual scope with selling the property in its present condition.

✓ Don’t paintSkip interior touch-ups and exterior repainting.
✓ Don’t replace flooringLeave stained carpet, worn hardwoods or cracked tile.
✓ Don’t fix the roofWe evaluate homes with active leaks, missing shingles or aged roofs.
✓ Don’t stage the homeAvoid professional staging and decluttering costs.
✓ Don’t clean it outTake what you want; unwanted furniture, trash and clutter can stay under the written purchase agreement.
✓ Don’t schedule dozens of showingsSkip open houses, lockboxes and repeated buyer walk-throughs.

Expect a property review and agreed access. Share known defects and records; an as-is sale does not erase applicable disclosure duties, including federal requirements for covered pre-1978 housing. Read our as-is selling guide and how cash offers are calculated.

Housing history that changes the repair conversation

Selling a House in Longmont’s Neighborhoods

The historic districts document houses dating from 1871–1930, while Prospect has a different mix of buildings and uses. Begin with the home’s actual construction and records. A neighborhood name does not establish a defect.

Neighborhood / District Housing Profile Common Challenges We Resolve Seller Scenario
Historic Eastside / East Side Historic District 1871–1930 houses, including Italianate, Queen Anne and modest wood-frame or brick vernacular homes; a substantial nineteenth-century component. An as-is offer can account for documented exterior deterioration. On unrestored pre-1978 homes, evaluate deteriorating paint before disturbing it; age alone does not prove lead paint is present. Illustrative: an heir or longtime owner compares rehabilitation with selling before exterior work.
Historic Westside / West Side Historic District 1871–1930 stock, concentrated after 1900, including American Foursquare, Edwardian-era and bungalow houses in brick and wood frame. Price the condition of original windows, porches and painted trim where deterioration exists. Evaluate pre-1978 paint before repair work. Illustrative: an owner of a larger older house chooses between managing rehabilitation and an as-is sale.
Prospect New Town New Urbanist neighborhood master-planned in 1993, with detached homes, rowhouses, live/work units and apartments above garage outbuildings. Evaluate the actual roof assembly and any documented weathering or storm damage. No distinctive neighborhood-wide construction defect is established. Illustrative: a relocating owner values a chosen available closing date over organizing roof work first.

Housing sources: National Park Service East Side nomination, West Side nomination and Prospect’s original master planner. The seller scenarios are examples, not measured neighborhood selling trends.

Aerial view of downtown Longmont, Colorado, with low-rise buildings and residential streets beneath autumn trees
Longmont’s downtown and surrounding residential streets. Your offer is based on the individual property, its condition and the written purchase terms.

Property-specific checks

Longmont Conditions That Can Change a Repair Budget

Expansive soil and uneven movement

On susceptible Front Range lots, clay-bearing soil swells when wet and shrinks as it dries. Uneven drainage or irrigation can cause differential movement beneath shallow foundations and slabs. Recurring wall cracks, heaved basement or garage slabs and displaced exterior concrete warrant diagnosis; they do not prove the cause.

The Colorado Geological Survey explains the mechanism. This is a regional tendency, not a verified condition on every Longmont lot. A buyer may ask for engineering and repair pricing. Compare a diagnosed repair scope with an as-is offer; do not assume insurance covers earth movement.

Hail damage and the whole-roof question

For asphalt-shingle roofs of any age, hail can tear or dent shingles and displace protective granules, reducing water-shedding performance. Look for impact marks, exposed asphalt, tears and interior staining. Loose granules alone can also reflect ordinary aging.

IBHS roof research explains the damage mechanism. Longmont’s whole-roof rule can expand a repair beyond one plane. Ask Building Services about the scope and permit before budgeting. Credits and insurability remain property- and carrier-specific.

Creek floodplains and wet lower levels

The City identifies mapped portions of the St. Vrain Creek, Left Hand Creek, Dry Gulch No. 1 and Spring Gulch No. 1 floodplains. This is localized exposure. Check the current parcel map; floodplain status does not establish that a house has flooded.

Water can soak drywall, carpet and wood, leaving mud lines, warped finishes, musty odors or mold if assemblies stay damp. Boulder County’s mold guidance supports identifying the source and drying or remediating damage. A buyer may request documentation. Flood coverage is generally separate from homeowners coverage and lender requirements depend on the property.

Older finishes, radon and basement records

Historic houses may have deteriorated painted trim, windows or porches; EPA guidance explains why pre-1978 paint needs care before disturbance. Separately, Boulder County recommends radon testing rather than judging a level by appearance or neighborhood.

For a finished basement, verify permit completion and required smoke and carbon-monoxide alarm provisions against the City’s basement guidance. Share existing reports and approvals so a repair allowance reflects the house you are selling.

What do Longmont’s housing records actually tell an owner?

The City’s historical housing table, using stock as of 2000, reported 30.3% built in 1970–1979 and 27.0% in 1969 or earlier. Those figures describe an older dataset, not today’s citywide age distribution.

District records document wood-frame and brick-masonry houses, some fieldstone foundations and varied gable, hip and gambrel roofs, including tile-covered examples. The City’s 2020 basement handout documents concrete-foundation basements; it is not the current code edition. These different assemblies need different assessments. A brick exterior alone cannot identify a wall system, and none of these records establishes a citywide dominant material or foundation type.

Can insurance availability affect the decision to repair and list?

Colorado’s February 2026 insurance findings identify hail as a major Front Range cost driver. They do not establish a Longmont-only premium or nonrenewal rate. Ask an agent to review the actual roof, claims and coverage before assuming a retail buyer can obtain the policy they need.

The Colorado FAIR Plan is a limited fallback requiring an agent and three insurer declinations. Its published residential coverage uses actual cash value, has a $750,000 combined property-and-contents limit and generally excludes earth movement; it is not full replacement-cost homeowners coverage.

From October 2026, admitted insurers and the FAIR Plan using wildfire risk scores have prescribed information, mitigation-recognition and appeal duties. The DOI’s October bulletin excludes surplus-lines insurers. Ask your agent which rules apply; there is no universal roof-age rejection rule established here.

For a broader repair-versus-sale discussion, read our guides to selling a house needing major repairs and selling with foundation issues.

Plan before committing to a project

AS-IS Repair Cost Estimator

Use this broad planning estimate to compare repair preparation with an as-is offer. It is not an inspection, appraisal, contractor quote or guarantee. Longmont’s whole-roof rule and property-specific soil or water conditions can change scope substantially. Obtain a diagnosis or quote before relying on an allowance.

Illustrative U.S.-dollar assumptions chosen for this tool, not surveyed Longmont contractor prices. Finish rates cover paint, flooring and cosmetic finish work only; they exclude structural, roof, moisture, systems and permit work.

Additional work outside that finish scope

Enter your own combined allowance or quoted range for the roof, foundation, moisture remediation, systems and permits. Include each item once.

Illustrative repair budget $13,800–$31,050

1,500 sq. ft. × $8–$18, plus $0–$0 of additional work, with a 15% contingency.

Calculation: (finish area × selected rate + additional-work allowance) × (1 + contingency ÷ 100). Actual costs vary with scope, materials, labor, permitting, access and concealed damage. This budget is not an automatic deduction from a cash offer.

Authority and deadlines come first

Start with the parcel’s actual county. Longmont extends into Boulder and Weld counties. The Boulder County procedures below apply to Boulder County parcels or estates properly venued there. A Longmont mailing address alone does not determine the correct recorder, treasurer, trustee or probate venue.

Inherited property: the small-estate affidavit cannot transfer a house

Colorado’s JDF 998 instructions describe collection of qualifying personal property by JDF 999 affidavit under C.R.S. §15-12-1201. For a death in 2026, the net probate-property cap is $88,000; for a death in 2025 it was $86,000. At least 10 days must pass after death, and no personal-representative application or appointment may be pending or granted in any jurisdiction.

A qualifying successor, or someone acting for successors, age 18 or older signs the sworn, notarized affidavit. It is presented to the property holder without a court filing, hearing or judge’s order. It cannot convey real estate and does not eliminate creditor rights. The dollar limit does not authorize an heir to sell a Longmont home. Probate real estate generally needs an estate proceeding, potentially informal if eligible, unless another lawful nonprobate transfer applies.

For an estate properly venued in Boulder County, contact the District Court, 20th Judicial District, Boulder County — Boulder County Combined Court at 1777 6th Street, Boulder, CO 80302. Confirm selling authority with a probate attorney before agreeing to a closing date. Our inherited-house guide explains the purchase conversation.

Additional limits on Colorado’s personal-property affidavit

The value test includes probate property wherever located, less liens and encumbrances. Neither §15-12-1201 nor JDF 999 specifies a minimum Colorado residency period; that does not establish authority over an asset governed by another jurisdiction. A recipient remains accountable to people with superior rights.

The separate recording provision for an inherited debt secured by real estate concerns the debt instrument. It calls for recording the affidavit and death certificate or verification where the real estate lies; it does not transfer ownership of the house.

Before a scheduled foreclosure sale

Colorado permits both judicial foreclosure and public-trustee foreclosure. A deed of trust with a power of sale ordinarily follows the latter, with a limited district-court Rule 120 authorization proceeding under Colorado’s foreclosure statutes. A direct sale is one possible option only when the owner has authority and sufficient time to complete the transaction and address the claims before the scheduled sale.

The lender’s Colorado attorney delivers a Notice of Election and Demand for Foreclosure (NED) and required documents to the Public Trustee. A complete filing is recorded within 10 business days. Boulder County initially schedules nonagricultural sales 110–125 calendar days after NED recording; agricultural property uses 215–230 days. These are statutory scheduling windows, not an observed average or extra time promised to an individual owner.

To pursue reinstatement, an eligible party must file a Notice of Intent to Cure at least 15 calendar days before the first scheduled or continued sale. Payment must reach the trustee in certified funds by the cure statement’s deadline or noon on the business day before sale, whichever is earlier. Filing the notice alone does not cure the default.

Notice periods, Rule 120 and the sale location
  • State pre-filing notice: For covered payment defaults, §38-38-102.5 requires notice at least 30 days after default and at least 30 days before NED filing, including hotline, loss-mitigation and upfront-consultant-fee information. A repeat-default exception applies within 12 months.
  • Sale notices: The combined sale/cure/redemption notice is mailed within 20 calendar days after NED recording; a second is mailed 45–60 days before the first scheduled sale. Publication begins 45–60 days before that sale and runs weekly for five consecutive weeks.
  • Rule 120: The published rule sets a response deadline 21–35 days after filing the motion. Required service, attached rule and courthouse/residential posting occur at least 14 days before that deadline. A timely qualifying objection leads to a later hearing; no response can permit an order without a hearing.
  • Federal protection: For covered servicing, Regulation X generally prohibits the first foreclosure notice or filing until a loan is more than 120 days delinquent, subject to exceptions and applicable loss-mitigation protections. Pre-filing protections precede the NED-based schedule; continuances can extend a case.
  • Published venue: Boulder County’s mortgage-foreclosure sales are Wednesdays at 10:30 a.m. at the Treasurer/Public Trustee’s office, 1325 Pearl Street, 1st Floor, Boulder, CO 80302, with bidder registration before sale. Confirm the actual sale and any continuance directly.

The county’s glossary explains that borrowers have no post-sale redemption period in proceedings commenced on or after January 1, 2008. Qualifying junior lienholders have separate rights. Consult the servicer, Public Trustee and a Colorado attorney promptly; a pending cash offer does not postpone a sale.

Back taxes, recorded claims and unfinished permit work

For Boulder County parcels, 2025 property taxes payable in 2026 were due in equal installments on March 2 and June 15, or in one full payment on April 30. Installments become late after their respective due dates; full-payment delinquency begins May 1. The county schedule charges 1% monthly delinquent interest, beginning in March for the first installment, May for full payment and June 16 for the second installment.

Additional fees may apply after August 1; certified funds are required after September 1. Request the Treasurer’s current payoff. For tax liens sold in 2026, the certificate rate is 13% annually, separate from pre-sale delinquent interest. A tax-lien certificate buys a lien, not immediate ownership of the house.

The selected title company reviews recorded ownership and claims through the Boulder County Clerk & Recorder. Provide heirship documents, tax notices, releases and any code-enforcement notice or claimed municipal lien for review. A violation alone does not establish a recorded lien, and a paid loan still needs the proper recorded release. No buyer can promise that every title issue will be cleared.

For construction questions, Longmont Building Services, 385 Kimbark Street, Longmont, CO 80501, at (303) 651-8332 determines the required application, plans and inspections for previously unpermitted work. The adopted 2024 International Codes took effect July 1, 2026. Code Enforcement is also at 385 Kimbark Street, at (303) 651-8695. Obtain the actual record before choosing a repair or sale strategy.

My House Into Cash provides direct purchasing solutions, not legal, tax, probate, foreclosure-defense or financial advice. Consult the court clerk, county treasurer or Public Trustee, a Colorado real estate or probate attorney, and a tax professional about your circumstances. We do not guarantee foreclosure prevention, court approval, lien removal, tax forgiveness or title clearance.

From signed terms to seller proceeds

What Happens Between Accepting Your Cash Offer and Getting Paid in Longmont?

Title-company settlement is established local practice. For reference, Land Title Guarantee Company has a Longmont office at 916 S. Main Street, Suite 301, Longmont, CO 80501. The purchase agreement identifies the provider selected for your transaction; listing a local office does not establish an MHIC partnership.

This is an illustrative business-day sequence, not a five-day closing promise. The steps may overlap or take longer. Estate authority, recorded claims, payoff responses and the closing company’s requirements determine the available date.

  1. Day 0 • Mutual agreement

    Finalize the contract and net terms

    Review the purchase price, property condition, access, leave-behind items, cancellation rights and closing date. MHIC charges no seller service fee or agent commission and pays normal closing costs. Mortgages, taxes, liens and negotiated exceptions can still reduce what you receive. The contract controls cost allocation; local customary allocations are not a substitute for the agreement.

  2. Days 1–2 • Title and municipal due diligence

    Check ownership, recorded documents and property records

    The selected provider examines the vesting deed, chain of title, deeds of trust, releases, liens, covenants, easements and relevant plats in the county recording records. A title commitment identifies requirements to address. Transaction-specific settlement checks can include tax status, mortgage payoff statements, applicable HOA balances/documents and water/sewer bills or recorded utility liens. Building and code questions are checked with the City where relevant.

  3. Days 2–4 • Payoffs and title requirements

    Obtain current figures and an acceptable transfer path

    The provider requests written mortgage and lien payoffs, checks releases and obtains the Treasurer’s current tax balance. Ownership gaps, estate authority or contested claims may require legal work and a later closing. Longmont Power & Communications is the community-owned electric utility; an ordinary electric bill is not treated here as an automatic title lien.

  4. Day 5, if ready, or the agreed later date • Signing and payout

    Sign the correct deed, record and receive proceeds

    A special warranty deed is the default under section 13 of the 2026 commission-approved residential contract when another deed is not selected. It limits warranty to claims arising by, through or under the seller. The agreed deed and authority control; estates and trusts may need another instrument.

    For an ordinary individual grantor, the commission’s deed form calls for signing and acknowledgment before a notary, without additional attesting deed witnesses. Bring the required identification and follow the provider’s signing instructions.

    For Boulder County parcels, recording is with the Clerk & Recorder, Recording Division, 1750 33rd Street, Suite 201, Boulder, CO 80301. Under the written closing instructions, the settlement company disburses proceeds, commonly by wire or cashier’s check; a trust-account check is another listed option. Receipt of good funds and satisfaction of closing conditions govern disbursement. A signature alone does not guarantee immediate receipt.

Ask the provider about office or eligible electronic/remote signing. Colorado’s published notary-journal requirements include identity evidence and signatures, without a thumbprint requirement. Any identity witness is distinct from an attesting deed witness. Independently verify wire instructions with the closing company.

Compare the actual trade-offs

Cash Sale vs. Traditional Listing in Longmont

A traditional sale may produce a higher gross price, but commissions, seller closing costs, repairs, concessions and ongoing holding expenses reduce the amount you ultimately keep. A direct cash sale generally prioritizes speed, certainty and convenience rather than the highest possible gross price.

Longmont’s 51-day median market time for the three months ending September 2026 is a useful listing baseline, not your projected closing date. For a house with a larger reroof scope or unresolved title requirements, compare the actual written terms of both options.

Dimension Traditional listing Direct cash sale
Gross pricePotentially higher gross priceUsually lower than full retail value
CommissionsAgent commission may applyNo agent commission
Closing costsSeller closing costs may applyMHIC pays normal closing costs
Property conditionRepairs or buyer credits may be requestedProperty sold as-is
ContingenciesFinancing and appraisal contingenciesNo buyer-financing contingency
TimelineLonger and less predictable timelineSeller selects an available closing date

Listing terms vary. Review each agreement’s inspection, appraisal, cancellation and assignment provisions. A cash purchase still requires the parties to meet their contractual obligations.

Compare Your Estimated Selling Options

Use our adjustable calculator to compare a traditional listing with a direct cash sale using your property’s estimated value and expenses.

Use the Net-Proceeds Calculator →

Longmont and nearby communities

Explore the 75-Mile Longmont Service-Area Planning Map

Use the Google map to explore the region, then select a community to see its straight-line distance from Longmont. The radius guide uses a 75-mile circle around the Census city-center reference at 40.1689038, −105.1011438. It is a geographic planning area; property eligibility and an available closing date require address-specific review.

Longmont reference point • 0.0 miles from center. The planning radius is 75 straight-line miles.

Pan and zoom the Google map normally. The separate circle is a distance guide, not a road map or a boundary overlaid on Google Maps. Driving distance differs; city-center distance does not establish the location of every parcel.

75-mile radius guide centered on Longmont The outer circle is 75 miles from the center. The orange point updates for the selected community. N 75-mile outer radius Center: Longmont

Open this view in Google Maps ↗

LyonsBerthoudMeadFirestone FrederickDaconoErieBoulder LafayetteLouisvilleBroomfield LovelandJohnstownWindsorGreeley BrightonThorntonWestminster

These 18 nearby municipalities fall within the 75-mile city-center radius; the list is not a guarantee that every property is eligible. For related coverage, see our Colorado home-buying page, Boulder page and Fort Collins page.

Direct answers for Longmont homeowners

Longmont Cash-Sale and ZIP Code FAQs

Which residential ZIP codes do you review in Longmont and the surrounding communities?

Longmont’s standard residential street-address ZIP codes are 80501, 80503 and 80504. The table also includes standard ZIP areas that cover or overlap the 18 surrounding municipalities listed above, including shared mailing areas. A ZIP can extend beyond a city or county and may overlap only part of a municipality.

Standard ZIP areas, including shared boundary areas
Community / area-map sourceStandard street-address ZIP areas
Longmont80501, 80503, 80504
Lyons80503, 80540
Berthoud80513, 80534, 80537
Mead80504, 80513, 80534, 80542, 80651
Firestone80504, 80530, 80621, 80651
Frederick80504, 80514, 80516, 80530, 80621
Dacono80514, 80516, 80603, 80621
Erie80026, 80516
Boulder80301, 80302, 80303, 80304, 80305, 80503
Lafayette80020, 80026, 80301, 80303, 80516
Louisville80020, 80026, 80027, 80303
Broomfield80020, 80021, 80023, 80026, 80027, 80234, 80516
Loveland80526, 80537, 80538, 80550
Johnstown80513, 80534, 80537, 80538, 80543
Windsor80528, 80538, 80550, 80631
Greeley80543, 80550, 80620, 80631, 80634
Brighton80601, 80602, 80603, 80640
Thornton80023, 80221, 80229, 80233, 80241, 80260, 80602, 80640
Westminster80003, 80005, 80020, 80021, 80023, 80030, 80031, 80221, 80234, 80260

Community links open ZIP-area references. USPS’s October 2026 ZIP classification file confirms the listed codes are standard, rather than PO-box-only or unique organization codes. See also Broomfield’s official ZIP map, Frederick’s shared-ZIP explanation and Westminster’s published 80260 mailing reference.

PO-box-only codes such as Longmont’s 80502 do not identify a house location. Use the USPS address lookup for the property’s mailing ZIP. Send the full street address even if your ZIP is absent: the correct county, actual location and property review determine the next step, not a ZIP list alone.

How do I compare results for “sell my house fast Longmont CO”?

Compare the written net price, exact legal buyer, review and cancellation rights, cost allocation and available closing date. Longmont’s 51-day median market time for the three months ending September 2026 is a listing benchmark, not the time every sale takes. If you need to sell house fast in Longmont, compare a specific offer with your home’s likely preparation and listing costs.

What should I check when searching “cash home buyers Longmont”?

Ask cash buyers for houses in Longmont to identify the purchaser and selected closing provider in writing, explain any assignment or price-change terms and provide a settlement estimate. The title provider should verify the parcel’s actual county: Boulder County recording and tax procedures cannot automatically be applied to the Weld County part of Longmont.

How do I sell my house for cash in Longmont?

Share the street address, known condition, ownership information and desired timing. Review the written offer and your estimated proceeds, then agree to a date the title and settlement provider can meet. Boulder County recorded deeds, liens, releases and current tax payoffs are part of that review for a Boulder County parcel. See how our purchase process works.

Can I sell my house as-is in Longmont with a leaking or damaged roof?

Yes, you can request an offer in its current condition and share known damage and reports. Longmont’s published residential guidance requires whole-roof replacement when repair or replacement exceeds 100 square feet. That can make an as-is comparison useful before committing to a small patch budget. An as-is agreement does not excuse applicable disclosures.

Can Colorado’s small-estate affidavit transfer an inherited Longmont house?

No. JDF 999 is for qualifying personal property and cannot transfer real estate. For a death in 2026, its net probate-property cap is $88,000; at least 10 days must pass after death and no personal-representative appointment application may be pending or granted. Selling a house requires a lawful real-estate transfer path and verified authority, not simply an estate below the cap.

Can a cash sale be completed before a Boulder County foreclosure sale?

Potentially, if the owner has authority and enough time to close and address the claims before sale. Boulder County initially schedules nonagricultural public-trustee sales 110–125 calendar days after recording the NED, but the actual case deadline controls. A cash offer does not delay the sale. Contact the servicer, Public Trustee and a Colorado attorney promptly.

Does a wet basement prove my Longmont house is in a flood zone?

No. Check the City’s parcel-specific Floodplain Inquiry Map and obtain a cause-specific moisture assessment. Mapped creek exposure is localized, and a mapped floodplain also does not prove a house previously flooded. Water-damaged materials and mold may need documentation or remediation even when the cause is unrelated to a mapped floodplain.

Will I receive the full cash offer as my proceeds?

Not necessarily. MHIC pays normal closing costs and charges no agent commission, but mortgage payoffs, unpaid taxes, liens and negotiated exceptions can reduce your proceeds. Boulder County delinquent taxes can include interest and additional fees, so request the current payoff and a written settlement estimate before choosing an offer.

Know what the document means

Longmont Real Estate & Legal Terms Homeowners Should Know

Notice of Election and Demand (NED)
The recorded document that starts a Colorado public-trustee foreclosure. For Boulder County nonagricultural property, recording starts the 110–125-day initial sale-scheduling window; it is a warning to address the debt or sale deadline promptly. Source ↗
Rule 120 / Order Authorizing Sale
Colorado’s limited district-court procedure authorizing exercise of a deed-of-trust power of sale. A response is due by the court’s stated deadline; an order may be entered without a hearing if no response is filed. Source ↗
Notice of Intent to Cure
The filing an eligible party gives the Public Trustee at least 15 calendar days before a scheduled or continued foreclosure sale to obtain cure figures. Filing alone does not pay the arrears; the stated certified-funds deadline still matters. Source ↗
Tax lien certificate
The interest purchased at the Treasurer’s tax-lien sale is a lien for unpaid property taxes, not an immediate purchase of the house. Boulder County lists a 13% annual interest rate for certificates sold in 2026. Source ↗
Longmont ‘one-square’ reroof rule
The City’s published residential roofing guidance treats repair/replacement exceeding 100 square feet as requiring replacement of the entire roof, rather than just one plane. This can change the repair scope an owner budgets before selling. Source ↗
JDF 999 small-estate affidavit
Colorado’s out-of-court collection form for qualifying personal property. For a death in 2026 the net probate-property cap is $88,000, but the affidavit cannot transfer ownership of a Longmont house. Source ↗

Start with the address

Request a Cash Offer for Your Longmont House

Tell us the known condition, preferred timing and any ownership or deadline issue. If a roof scope, estate document or county-record question changes the available date, address it before committing. Review the written price and estimated proceeds, then decide whether a direct purchase fits.

See what an as-is sale could look like

Use the offer form above or speak with our team about the property.

Return to the Offer Form ↑

Or call (866) 651-6617.

Primary sources

Official Longmont Homeowner Resources

Use the record and office for the property’s actual jurisdiction. Boulder County resources below apply to Boulder County parcels; ask the appropriate Weld County office about a Weld County property.

Local information and dated figures reflect the October 23, 2026 brief. Check the linked source for current procedures. For general background, see Longmont, Colorado.